Visitors are requested to carefully read all the terms and conditions before accessing the website for chit membership and related services. These terms explain the rules for joining and using our chit schemes. By joining, you confirm that you have read, understood, and agreed to follow these rules. Only those who agree to these terms may proceed with registration, membership, or use of any free or paid services offered by the company and its partners, affiliates, agents, or representatives. If any visitor does not agree with these terms, they are advised not to continue using the website or apply for membership. The company may update these terms as required.
The company will charge a 5% commission on the installment amount.
Members must pay all installments on or before the due date.
This is a fixed chit system. If more than one member requests the chit amount, it will be decided through a fair draw.
If a member cancels or leaves the chit early, the amount will be settled as per company rules, with a 2% service charge deducted.
Members must provide correct personal and contact details at the time of joining.
To receive the chit amount, members may need to provide security such as guarantors, cheques, or property documents, depending on the chit value.
The company has the right to verify the documents and details provided by members.
Chit draws will not be held on company holidays and will be conducted on the next working day.
Members are responsible for keeping their payment receipts and records safely.
The company is not responsible for any loss caused due to incorrect information provided by the member.
Any disputes will be handled as per applicable laws and company policies.
The company follows all rules under Central and State Chit Fund laws to ensure safety and transparency.
By joining, the member confirms that participation is voluntary and all terms are clearly understood and accepted.